This theory of everything talks of "Zero Mass Black Holes" and how "Everything" is a kind of black hole.
Originality: ***** (AFAIK)
I simply cannot comment on the consistency or plausibility much but this seems like one of the better explanations for things out there. It is very simple and coincides with a lot of what is now known about singularities and physics today.
Can a physicist comment? I'm hoping to invite a few over who are not too busy. :D